The Government Information Center

Dhana Nidhana

What is Dhana Nidhana?

It is a unique investment for your future while giving immediate financial strength as wealth passes through adding value to give you amazing liquidity and transferability from the day you purchase “ HDFC Dhana Nidhana Certificates”

Why should I invest money in Dhana Nidhana?
Maturity value as a guaranteed encashment at the end of the period is displayed on the face of the certificate.
Registered ownership with the bank while sale or transfer of certificate before maturity is the prerogative of the owner.
Annual value certification given by the bank to reflect guaranteed growth.
Immediate cash for home & related lifestyle needs from HDFC up to 90% of certified value at the time of submission of certificate

For whom?
For people over 18 years of age.

What are the other benefits?
The Dhana Nidhana investor will get in return, five times of the investment he/ she made after a period of 15 years.
Registered ownership with the bank while sale or transfer of certificate before maturity is the prerogative of the owner.

HDFC Ashcharya

What is HDFC Ashcharya?

It is an unique investment for your future while giving immediate financial strength as wealth passes through adding value to give you amazing liquidity and transferability from the day you purchase "HDFC Ashcharya Certificates"

Why should I invest money in HDFC Ashcharya?

- Maturity value as a guaranteed encashment at the end of the period is displayed on the face of the certificate.

- Immediate cash for home & lifestyle related needs from HDFC up to 90% from the accrued value to the date of loan request.