The Government Information Center

“Dheewara Shakthi” Credit Scheme
To provide credit facilities to upgrade the living standards of the fishermen who are engaged in fishing (Karadiya/Miridiya), which is connected to compulsory savings

Eligibility

1. Should be an account holder of the Bank.
2. Should not be a defaulter of Bank or any other financial institutions.
3. Should be able to share 25% of the project cost.

Securities

• Inter-se guarantee of two borrowers orTwo guarantors acceptable to the Bank or Any other security.

Documents Required

1. Loan Application
2. If property mortgaged, documents required for mortgage
3. Guarantors' statements.
4. Any other security
5. Small scale project report

Aquatic Resources Development and Quality Improvement Project To provide credit Facilities to Inland Fisheries Aqua Culture Project.

Eligibility

1. Be an account holder of the bank
2. Should not be a defaulter of any financial institutions
3. Be able to bring 25% of the project cost.

Securities

• Guarantee of two persons or any other security acceptable to the Bank.
• Mortgage over project assets.

Documents Required

1. Loan Application
2. Guarantors' Statements
3. Project Report recommended by Aquatic Resource Development and Quality improvement Project

Fisheries Credit Scheme (Without subsidy support)
To purchase equipment.

Eligibility

1. Be an Account holder of the Bank.
2. Should not be a defaulter of the Bank or an institutions.
3. Be able to bring 25% of the project cost.

Security

• Mortgage over fishing craft, engine and gears
• Assignment over comprehensive Insurance cover or
• Any other security acceptable to the bank

Documents Required

1. Loan Application
2. Non -vesting certificate, Street line Certificate, Deed and Ownership for property mortgage.